https://tujawiki.com/index.php?action=history&feed=atom&title=%ED%8B%80%3A%EB%AF%B8%EA%B5%AD_%EC%9D%80%ED%87%B4 틀:미국 은퇴 - 편집 역사 2026-08-07T19:41:34Z 이 문서의 편집 역사 MediaWiki 1.45.3 https://tujawiki.com/index.php?title=%ED%8B%80:%EB%AF%B8%EA%B5%AD_%EC%9D%80%ED%87%B4&diff=4339&oldid=prev 2026년 7월 5일 (일) 15:53에 Admin님의 편집 2026-07-05T15:53:44Z <p></p> <table style="background-color: #fff; color: #202122;" data-mw="interface"> <col class="diff-marker" /> <col class="diff-content" /> <col class="diff-marker" /> <col class="diff-content" /> <tr class="diff-title" lang="ko"> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">← 이전 판</td> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">2026년 7월 5일 (일) 15:53 판</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l7">7번째 줄:</td> <td colspan="2" class="diff-lineno">7번째 줄:</td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style=&quot;background-color: #f8f9fa; padding: 10px; font-weight: bold; width: 25%; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;&quot;&gt;연금 계획 유형&lt;/td&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style=&quot;background-color: #f8f9fa; padding: 10px; font-weight: bold; width: 25%; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;&quot;&gt;연금 계획 유형&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{계획|}}} [[확정급여형 플랜 (Defined Benefit Plan<del style="font-weight: bold; text-decoration: none;">)</del>)]], [[확정기여형 플랜 (Defined Contribution Plan)]], [[401(k)]], [[전통적 401(k)]], [[403(b) 플랜]], [[457 플랜]], [[이익 분배 플랜 (Profit Sharing Plan)]], [[키오 플랜 (Keogh Plan)]], [[현금 잔액 연금 플랜 (Cash Balance Pension Plan)]], [[저축 기금 플랜 (TSP)]], [[이연 보상 (Deferred Compensation)]], [[장기 인센티브 플랜 (Long-Term Incentive Plan)]], [[적립 기금 (Provident Fund)]]&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{계획|}}} [[확정급여형 플랜 (Defined Benefit Plan)]], [[확정기여형 플랜 (Defined Contribution Plan)]], [[401(k)]], [[전통적 401(k)]], [[403(b) 플랜]], [[457 플랜]], [[이익 분배 플랜 (Profit Sharing Plan)]], [[키오 플랜 (Keogh Plan)]], [[현금 잔액 연금 플랜 (Cash Balance Pension Plan)]], [[저축 기금 플랜 (TSP)]], [[이연 보상 (Deferred Compensation)]], [[장기 인센티브 플랜 (Long-Term Incentive Plan)]], [[적립 기금 (Provident Fund)]]&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td></tr> </table> Admin https://tujawiki.com/index.php?title=%ED%8B%80:%EB%AF%B8%EA%B5%AD_%EC%9D%80%ED%87%B4&diff=4338&oldid=prev 2026년 7월 5일 (일) 15:53에 Admin님의 편집 2026-07-05T15:53:23Z <p></p> <table style="background-color: #fff; color: #202122;" data-mw="interface"> <col class="diff-marker" /> <col class="diff-content" /> <col class="diff-marker" /> <col class="diff-content" /> <tr class="diff-title" lang="ko"> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">← 이전 판</td> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">2026년 7월 5일 (일) 15:53 판</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l7">7번째 줄:</td> <td colspan="2" class="diff-lineno">7번째 줄:</td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style=&quot;background-color: #f8f9fa; padding: 10px; font-weight: bold; width: 25%; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;&quot;&gt;연금 계획 유형&lt;/td&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style=&quot;background-color: #f8f9fa; padding: 10px; font-weight: bold; width: 25%; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;&quot;&gt;연금 계획 유형&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{계획|}}} [[확정급여형 플랜 (<del style="font-weight: bold; text-decoration: none;">DB </del>Plan)]], [[확정기여형 플랜 (<del style="font-weight: bold; text-decoration: none;">DC </del>Plan)]], [[401(k)]], [[전통적 401(k)]], [[403(b) 플랜]], [[457 플랜]], [[이익 분배 플랜 (Profit Sharing Plan)]], [[키오 플랜 (Keogh Plan)]], [[현금 잔액 연금 플랜 (Cash Balance Plan)]], [[저축 기금 플랜 (TSP)]], [[이연 보상 (Deferred Compensation)]], [[장기 인센티브 플랜 (<del style="font-weight: bold; text-decoration: none;">LTIP</del>)]], [[적립 기금 (Provident Fund)]]&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{계획|}}} [[확정급여형 플랜 (<ins style="font-weight: bold; text-decoration: none;">Defined Benefit </ins>Plan<ins style="font-weight: bold; text-decoration: none;">)</ins>)]], [[확정기여형 플랜 (<ins style="font-weight: bold; text-decoration: none;">Defined Contribution </ins>Plan)]], [[401(k)]], [[전통적 401(k)]], [[403(b) 플랜]], [[457 플랜]], [[이익 분배 플랜 (Profit Sharing Plan)]], [[키오 플랜 (Keogh Plan)]], [[현금 잔액 연금 플랜 (Cash Balance <ins style="font-weight: bold; text-decoration: none;">Pension </ins>Plan)]], [[저축 기금 플랜 (TSP)]], [[이연 보상 (Deferred Compensation)]], [[장기 인센티브 플랜 (<ins style="font-weight: bold; text-decoration: none;">Long-Term Incentive Plan</ins>)]], [[적립 기금 (Provident Fund)]]&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style=&quot;background-color: #f8f9fa; padding: 10px; font-weight: bold; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;&quot;&gt;개인 은퇴 계좌(IRA)&lt;/td&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style=&quot;background-color: #f8f9fa; padding: 10px; font-weight: bold; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;&quot;&gt;개인 은퇴 계좌(IRA)&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{계좌|}}} [[개인 은퇴 계좌 (IRA)]], [[Roth IRA]], [[SEP IRA]], [[롤오버 IRA (Rollover IRA)]], [[배우자 IRA (Spousal IRA)]], [[상속 IRA (Inherited IRA)]], [[스트레치 IRA (Stretch IRA)]], [[골드 IRA (Gold IRA)]], [[교육 IRA (Coverdell <del style="font-weight: bold; text-decoration: none;">ESA</del>)]]&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{계좌|}}} [[개인 은퇴 계좌 (IRA)]], [[Roth IRA]], [[SEP IRA]], [[롤오버 IRA (Rollover IRA)]], [[배우자 IRA (Spousal IRA)]], [[상속 IRA (Inherited IRA)]], [[스트레치 IRA (Stretch IRA)]], [[골드 IRA (Gold IRA)]], [[교육 IRA (Coverdell <ins style="font-weight: bold; text-decoration: none;">Education Savings Account</ins>)]]&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style=&quot;background-color: #f8f9fa; padding: 10px; font-weight: bold; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;&quot;&gt;사회보장 및 공적 제도&lt;/td&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style=&quot;background-color: #f8f9fa; padding: 10px; font-weight: bold; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;&quot;&gt;사회보장 및 공적 제도&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{공적|}}} [[사회보장 연금 (Social Security)]], [[사회보장세 (Social Security Tax)]], [[사회보장 신탁기금 (<del style="font-weight: bold; text-decoration: none;">SS </del>Trust Fund)]], [[노령, 유족 및 장애 보험 프로그램 (OASDI)]], [[보충적 생활보장 (SSI)]], [[생활비 조정 (COLA)]], [[정년 연령 (Full Retirement Age)]]&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{공적|}}} [[사회보장 연금 (Social Security <ins style="font-weight: bold; text-decoration: none;">Retirement Benefits</ins>)]], [[사회보장세 (Social Security Tax)]], [[사회보장 신탁기금 (<ins style="font-weight: bold; text-decoration: none;">Social Security </ins>Trust Fund)]], [[노령, 유족 및 장애 보험 프로그램 (OASDI)]], [[보충적 생활보장 (SSI)]], [[생활비 조정 (COLA)]], [[정년 연령 (Full Retirement Age)]]&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style=&quot;background-color: #f8f9fa; padding: 10px; font-weight: bold; color: #2c3e50; text-align: center;&quot;&gt;운영 및 규정&lt;/td&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style=&quot;background-color: #f8f9fa; padding: 10px; font-weight: bold; color: #2c3e50; text-align: center;&quot;&gt;운영 및 규정&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; color: #34495e;"&gt;{{{운영|}}} [[1099-R]], [[5년 규칙 (5-Year Rule)]], [[72(t) 규칙 (Rule <del style="font-weight: bold; text-decoration: none;">72t</del>)]], [[베스팅 (Vesting)]], [[재직 중 인출 (In-Service Withdrawal)]], [[브로커리지 윈도우 (Brokerage Window)]], [[예상 급여 채무 (<del style="font-weight: bold; text-decoration: none;">PBO</del>)]], [[소득 대체율 (Replacement Rate)]]&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; color: #34495e;"&gt;{{{운영|}}} [[1099-R]], [[5년 규칙 (5-Year Rule)]], [[72(t) 규칙 (Rule <ins style="font-weight: bold; text-decoration: none;">of 72(t)</ins>)]], [[베스팅 (Vesting)]], [[재직 중 인출 (In-Service Withdrawal)]], [[브로커리지 윈도우 (Brokerage Window)]], [[예상 급여 채무 (<ins style="font-weight: bold; text-decoration: none;">Projected Benefit Obligation</ins>)]], [[소득 대체율 (Replacement Rate)]]&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>         &lt;/table&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>         &lt;/table&gt;</div></td></tr> </table> Admin https://tujawiki.com/index.php?title=%ED%8B%80:%EB%AF%B8%EA%B5%AD_%EC%9D%80%ED%87%B4&diff=4337&oldid=prev 2026년 7월 5일 (일) 15:50에 Admin님의 편집 2026-07-05T15:50:54Z <p></p> <table style="background-color: #fff; color: #202122;" data-mw="interface"> <col class="diff-marker" /> <col class="diff-content" /> <col class="diff-marker" /> <col class="diff-content" /> <tr class="diff-title" lang="ko"> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">← 이전 판</td> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">2026년 7월 5일 (일) 15:50 판</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l6">6번째 줄:</td> <td colspan="2" class="diff-lineno">6번째 줄:</td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>         &lt;table style=&quot;width: 100%; border-collapse: collapse; background-color: #ffffff; margin: 0;&quot;&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>         &lt;table style=&quot;width: 100%; border-collapse: collapse; background-color: #ffffff; margin: 0;&quot;&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; width: 25%; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;<del style="font-weight: bold; text-decoration: none;">직장 및 개인 </del>연금&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; width: 25%; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;연금 <ins style="font-weight: bold; text-decoration: none;">계획 유형</ins>&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{<del style="font-weight: bold; text-decoration: none;">연금</del>|}}} [[401(k)]], [[403(b)]], [[457 <del style="font-weight: bold; text-decoration: none;">계획 </del>(<del style="font-weight: bold; text-decoration: none;">457 </del>Plan)]], [[<del style="font-weight: bold; text-decoration: none;">전통적 IRA </del>(<del style="font-weight: bold; text-decoration: none;">Traditional IRA</del>)]], [[<del style="font-weight: bold; text-decoration: none;">로스 IRA </del>(<del style="font-weight: bold; text-decoration: none;">Roth IRA</del>)]], [[<del style="font-weight: bold; text-decoration: none;">SEP IRA</del>]], [[<del style="font-weight: bold; text-decoration: none;">SIMPLE IRA</del>]], [[<del style="font-weight: bold; text-decoration: none;">자영업자 연금 </del>(<del style="font-weight: bold; text-decoration: none;">Solo 401k</del>)]], [[<del style="font-weight: bold; text-decoration: none;">이연 보상 </del>(<del style="font-weight: bold; text-decoration: none;">Deferred Compensation</del>)]]&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{<ins style="font-weight: bold; text-decoration: none;">계획</ins>|}}} <ins style="font-weight: bold; text-decoration: none;">[[확정급여형 플랜 (DB Plan)]], [[확정기여형 플랜 (DC Plan)]], </ins>[[<ins style="font-weight: bold; text-decoration: none;">401(k)]], [[전통적 </ins>401(k)]], [[403(b) <ins style="font-weight: bold; text-decoration: none;">플랜</ins>]], [[457 <ins style="font-weight: bold; text-decoration: none;">플랜]], [[이익 분배 플랜 </ins>(<ins style="font-weight: bold; text-decoration: none;">Profit Sharing </ins>Plan)]], [[<ins style="font-weight: bold; text-decoration: none;">키오 플랜 </ins>(<ins style="font-weight: bold; text-decoration: none;">Keogh Plan</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">현금 잔액 연금 플랜 </ins>(<ins style="font-weight: bold; text-decoration: none;">Cash Balance Plan</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">저축 기금 플랜 (TSP)</ins>]], [[<ins style="font-weight: bold; text-decoration: none;">이연 보상 (Deferred Compensation)</ins>]], [[<ins style="font-weight: bold; text-decoration: none;">장기 인센티브 플랜 </ins>(<ins style="font-weight: bold; text-decoration: none;">LTIP</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">적립 기금 </ins>(<ins style="font-weight: bold; text-decoration: none;">Provident Fund</ins>)]]&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;<del style="font-weight: bold; text-decoration: none;">사회보장 및 의료</del>&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;<ins style="font-weight: bold; text-decoration: none;">개인 은퇴 계좌(IRA)</ins>&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{<del style="font-weight: bold; text-decoration: none;">사회보장</del>|}}} [[<del style="font-weight: bold; text-decoration: none;">사회보장연금 </del>(<del style="font-weight: bold; text-decoration: none;">Social Security</del>)]], [[<del style="font-weight: bold; text-decoration: none;">메디케어 </del>(<del style="font-weight: bold; text-decoration: none;">Medicare</del>)]], [[<del style="font-weight: bold; text-decoration: none;">메디케이드 </del>(<del style="font-weight: bold; text-decoration: none;">Medicaid</del>)]], [[<del style="font-weight: bold; text-decoration: none;">건강저축계좌 </del>(<del style="font-weight: bold; text-decoration: none;">HSA</del>)]], [[<del style="font-weight: bold; text-decoration: none;">만기 인출 필수 항목 </del>(<del style="font-weight: bold; text-decoration: none;">RMD</del>)]]&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{<ins style="font-weight: bold; text-decoration: none;">계좌</ins>|}}} [[<ins style="font-weight: bold; text-decoration: none;">개인 은퇴 계좌 (IRA)]], [[Roth IRA]], [[SEP IRA]], [[롤오버 IRA (Rollover IRA)]], [[배우자 IRA </ins>(<ins style="font-weight: bold; text-decoration: none;">Spousal IRA</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">상속 IRA </ins>(<ins style="font-weight: bold; text-decoration: none;">Inherited IRA</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">스트레치 IRA </ins>(<ins style="font-weight: bold; text-decoration: none;">Stretch IRA</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">골드 IRA </ins>(<ins style="font-weight: bold; text-decoration: none;">Gold IRA</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">교육 IRA </ins>(<ins style="font-weight: bold; text-decoration: none;">Coverdell ESA</ins>)]]&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;<del style="font-weight: bold; text-decoration: none;">계좌 관리 </del>및 <del style="font-weight: bold; text-decoration: none;">세금</del>&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;<ins style="font-weight: bold; text-decoration: none;">사회보장 </ins>및 <ins style="font-weight: bold; text-decoration: none;">공적 제도</ins>&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{<del style="font-weight: bold; text-decoration: none;">세금</del>|}}} [[연금 <del style="font-weight: bold; text-decoration: none;">인출 </del>(<del style="font-weight: bold; text-decoration: none;">Pension Withdrawal</del>)]], [[<del style="font-weight: bold; text-decoration: none;">조기 인출 벌금 </del>(<del style="font-weight: bold; text-decoration: none;">Early Withdrawal Penalty</del>)]], [[<del style="font-weight: bold; text-decoration: none;">조정 총소득 </del>(<del style="font-weight: bold; text-decoration: none;">MAGI</del>)]], [[<del style="font-weight: bold; text-decoration: none;">세액 공제 </del>(<del style="font-weight: bold; text-decoration: none;">Tax Credit</del>)]], [[<del style="font-weight: bold; text-decoration: none;">소득 공제 </del>(<del style="font-weight: bold; text-decoration: none;">Tax Deduction</del>)]], [[<del style="font-weight: bold; text-decoration: none;">상속 IRA </del>(<del style="font-weight: bold; text-decoration: none;">Inherited IRA</del>)]]&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{<ins style="font-weight: bold; text-decoration: none;">공적</ins>|}}} [[<ins style="font-weight: bold; text-decoration: none;">사회보장 </ins>연금 (<ins style="font-weight: bold; text-decoration: none;">Social Security</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">사회보장세 </ins>(<ins style="font-weight: bold; text-decoration: none;">Social Security Tax)]], [[사회보장 신탁기금 (SS Trust Fund</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">노령, 유족 및 장애 보험 프로그램 </ins>(<ins style="font-weight: bold; text-decoration: none;">OASDI</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">보충적 생활보장 </ins>(<ins style="font-weight: bold; text-decoration: none;">SSI</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">생활비 조정 </ins>(<ins style="font-weight: bold; text-decoration: none;">COLA</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">정년 연령 </ins>(<ins style="font-weight: bold; text-decoration: none;">Full Retirement Age</ins>)]]&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; color: #2c3e50; text-align: center;"&gt;<del style="font-weight: bold; text-decoration: none;">은퇴 전략 </del>및 <del style="font-weight: bold; text-decoration: none;">기타</del>&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; color: #2c3e50; text-align: center;"&gt;<ins style="font-weight: bold; text-decoration: none;">운영 </ins>및 <ins style="font-weight: bold; text-decoration: none;">규정</ins>&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; color: #34495e;"&gt;{{{<del style="font-weight: bold; text-decoration: none;">전략</del>|}}} [[<del style="font-weight: bold; text-decoration: none;">연금 통합 </del>(<del style="font-weight: bold; text-decoration: none;">Rollover</del>)]], [[<del style="font-weight: bold; text-decoration: none;">자산 배분 </del>(<del style="font-weight: bold; text-decoration: none;">Asset Allocation</del>)]], [[<del style="font-weight: bold; text-decoration: none;">인출률 전략 </del>(Withdrawal <del style="font-weight: bold; text-decoration: none;">Strategy</del>)]], [[<del style="font-weight: bold; text-decoration: none;">장기 요양 보험 </del>(<del style="font-weight: bold; text-decoration: none;">Long-term Care Insurance</del>)]], [[<del style="font-weight: bold; text-decoration: none;">은퇴 설계 </del>(<del style="font-weight: bold; text-decoration: none;">Retirement Planning</del>)]]&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; color: #34495e;"&gt;{{{<ins style="font-weight: bold; text-decoration: none;">운영</ins>|}}} [[<ins style="font-weight: bold; text-decoration: none;">1099-R]], [[5년 규칙 </ins>(<ins style="font-weight: bold; text-decoration: none;">5-Year Rule</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">72</ins>(<ins style="font-weight: bold; text-decoration: none;">t) 규칙 (Rule 72t</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">베스팅 </ins>(<ins style="font-weight: bold; text-decoration: none;">Vesting)]], [[재직 중 인출 (In-Service </ins>Withdrawal)]], [[<ins style="font-weight: bold; text-decoration: none;">브로커리지 윈도우 (Brokerage Window)]], [[예상 급여 채무 </ins>(<ins style="font-weight: bold; text-decoration: none;">PBO</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">소득 대체율 </ins>(<ins style="font-weight: bold; text-decoration: none;">Replacement Rate</ins>)]]&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>         &lt;/table&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>         &lt;/table&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>     &lt;/div&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>     &lt;/div&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>&lt;/div&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>&lt;/div&gt;</div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">[[Category:미국 은퇴]]</ins></div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>[[분류:미국 은퇴]]</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>[[분류:미국 은퇴]]</div></td></tr> </table> Admin https://tujawiki.com/index.php?title=%ED%8B%80:%EB%AF%B8%EA%B5%AD_%EC%9D%80%ED%87%B4&diff=4026&oldid=prev 2026년 7월 4일 (토) 14:51에 Admin님의 편집 2026-07-04T14:51:36Z <p></p> <table style="background-color: #fff; color: #202122;" data-mw="interface"> <col class="diff-marker" /> <col class="diff-content" /> <col class="diff-marker" /> <col class="diff-content" /> <tr class="diff-title" lang="ko"> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">← 이전 판</td> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">2026년 7월 4일 (토) 14:51 판</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l1">1번째 줄:</td> <td colspan="2" class="diff-lineno">1번째 줄:</td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>&lt;div class=&quot;mw-collapsible mw-collapsed&quot; style=&quot;border:1px solid #2c3e50; border-radius:4px; overflow:hidden;&quot;&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>&lt;div class=&quot;mw-collapsible mw-collapsed&quot; style=&quot;border:1px solid #2c3e50; border-radius:4px; overflow:hidden;&quot;&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>     &lt;div style=&quot;background:#2c3e50; color:white; padding:14px; text-align:center; font-weight:bold; cursor:pointer;&quot;&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>     &lt;div style=&quot;background:#2c3e50; color:white; padding:14px; text-align:center; font-weight:bold; cursor:pointer;&quot;&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>         미국 은퇴 <del style="font-weight: bold; text-decoration: none;">플랜 </del>및 제도 <del style="font-weight: bold; text-decoration: none;">관련 </del>정보</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>         미국 은퇴 <ins style="font-weight: bold; text-decoration: none;">준비 </ins>및 <ins style="font-weight: bold; text-decoration: none;">연금 </ins>제도 정보</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>     &lt;/div&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>     &lt;/div&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>     &lt;div class=&quot;mw-collapsible-content&quot;&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>     &lt;div class=&quot;mw-collapsible-content&quot;&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>         &lt;table style=&quot;width: 100%; border-collapse: collapse; background-color: #ffffff; margin: 0;&quot;&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>         &lt;table style=&quot;width: 100%; border-collapse: collapse; background-color: #ffffff; margin: 0;&quot;&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; width: 25%; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;<del style="font-weight: bold; text-decoration: none;">은퇴 계좌 유형</del>&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; width: 25%; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;<ins style="font-weight: bold; text-decoration: none;">직장 및 개인 연금</ins>&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{<del style="font-weight: bold; text-decoration: none;">계좌</del>|}}} [[<del style="font-weight: bold; text-decoration: none;">개인 은퇴 계좌 </del>(<del style="font-weight: bold; text-decoration: none;">IRA</del>)]], [[<del style="font-weight: bold; text-decoration: none;">Roth IRA</del>]], [[<del style="font-weight: bold; text-decoration: none;">롤오버 IRA</del>]], [[<del style="font-weight: bold; text-decoration: none;">상속 </del>IRA]], [[<del style="font-weight: bold; text-decoration: none;">스트레치 </del>IRA]], [[<del style="font-weight: bold; text-decoration: none;">배우자 </del>IRA]], [[<del style="font-weight: bold; text-decoration: none;">골드 </del>IRA]], [[<del style="font-weight: bold; text-decoration: none;">교육 IRA</del>]], [[<del style="font-weight: bold; text-decoration: none;">SEP IRA</del>]]&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{<ins style="font-weight: bold; text-decoration: none;">연금</ins>|}}} [[<ins style="font-weight: bold; text-decoration: none;">401</ins>(<ins style="font-weight: bold; text-decoration: none;">k</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">403(b)</ins>]], [[<ins style="font-weight: bold; text-decoration: none;">457 계획 (457 Plan)</ins>]], [[<ins style="font-weight: bold; text-decoration: none;">전통적 IRA (Traditional </ins>IRA<ins style="font-weight: bold; text-decoration: none;">)</ins>]], [[<ins style="font-weight: bold; text-decoration: none;">로스 </ins>IRA <ins style="font-weight: bold; text-decoration: none;">(Roth IRA)</ins>]], [[<ins style="font-weight: bold; text-decoration: none;">SEP </ins>IRA]], [[<ins style="font-weight: bold; text-decoration: none;">SIMPLE </ins>IRA]], [[<ins style="font-weight: bold; text-decoration: none;">자영업자 연금 (Solo 401k)</ins>]], [[<ins style="font-weight: bold; text-decoration: none;">이연 보상 (Deferred Compensation)</ins>]]&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;<del style="font-weight: bold; text-decoration: none;">플랜 </del>및 <del style="font-weight: bold; text-decoration: none;">연금 구조</del>&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;<ins style="font-weight: bold; text-decoration: none;">사회보장 </ins>및 <ins style="font-weight: bold; text-decoration: none;">의료</ins>&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{<del style="font-weight: bold; text-decoration: none;">플랜</del>|}}} [[<del style="font-weight: bold; text-decoration: none;">확정급여형 플랜]], [[확정기여형 플랜</del>]], [[<del style="font-weight: bold; text-decoration: none;">401</del>(<del style="font-weight: bold; text-decoration: none;">k</del>)]], [[<del style="font-weight: bold; text-decoration: none;">전통적 401</del>(<del style="font-weight: bold; text-decoration: none;">k</del>)]], [[<del style="font-weight: bold; text-decoration: none;">403</del>(<del style="font-weight: bold; text-decoration: none;">b</del>) <del style="font-weight: bold; text-decoration: none;">플랜]], [[457 플랜]], [[키오 플랜</del>]], [[<del style="font-weight: bold; text-decoration: none;">저축 기금 플랜 </del>(<del style="font-weight: bold; text-decoration: none;">TSP</del>)<del style="font-weight: bold; text-decoration: none;">]], [[이익 분배 플랜]], [[현금 잔액 연금 플랜]], [[적립 기금</del>]]&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{<ins style="font-weight: bold; text-decoration: none;">사회보장</ins>|}}} [[<ins style="font-weight: bold; text-decoration: none;">사회보장연금 (Social Security)</ins>]], [[<ins style="font-weight: bold; text-decoration: none;">메디케어 </ins>(<ins style="font-weight: bold; text-decoration: none;">Medicare</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">메디케이드 </ins>(<ins style="font-weight: bold; text-decoration: none;">Medicaid</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">건강저축계좌 </ins>(<ins style="font-weight: bold; text-decoration: none;">HSA</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">만기 인출 필수 항목 </ins>(<ins style="font-weight: bold; text-decoration: none;">RMD</ins>)]]&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;<del style="font-weight: bold; text-decoration: none;">사회보장 제도</del>&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;<ins style="font-weight: bold; text-decoration: none;">계좌 관리 및 세금</ins>&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{<del style="font-weight: bold; text-decoration: none;">사회보장</del>|}}} [[<del style="font-weight: bold; text-decoration: none;">사회보장 </del>연금]], [[<del style="font-weight: bold; text-decoration: none;">사회보장세</del>]], [[<del style="font-weight: bold; text-decoration: none;">사회보장 신탁기금</del>]], [[<del style="font-weight: bold; text-decoration: none;">노령, 유족 및 장애 보험 프로그램 </del>(<del style="font-weight: bold; text-decoration: none;">OASDI</del>)]], [[<del style="font-weight: bold; text-decoration: none;">보충적 생활보장 </del>(<del style="font-weight: bold; text-decoration: none;">SSI</del>)]], [[<del style="font-weight: bold; text-decoration: none;">정년 연령]], [[생활비 조정 </del>(<del style="font-weight: bold; text-decoration: none;">COLA</del>)<del style="font-weight: bold; text-decoration: none;">]], [[소득 대체율</del>]]&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{<ins style="font-weight: bold; text-decoration: none;">세금</ins>|}}} [[연금 <ins style="font-weight: bold; text-decoration: none;">인출 (Pension Withdrawal)</ins>]], [[<ins style="font-weight: bold; text-decoration: none;">조기 인출 벌금 (Early Withdrawal Penalty)</ins>]], [[<ins style="font-weight: bold; text-decoration: none;">조정 총소득 (MAGI)</ins>]], [[<ins style="font-weight: bold; text-decoration: none;">세액 공제 </ins>(<ins style="font-weight: bold; text-decoration: none;">Tax Credit</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">소득 공제 </ins>(<ins style="font-weight: bold; text-decoration: none;">Tax Deduction</ins>)]], [[<ins style="font-weight: bold; text-decoration: none;">상속 IRA </ins>(<ins style="font-weight: bold; text-decoration: none;">Inherited IRA</ins>)]]&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;tr&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; color: #2c3e50; text-align: center;"&gt;<del style="font-weight: bold; text-decoration: none;">운영 </del>및 <del style="font-weight: bold; text-decoration: none;">규칙</del>&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; color: #2c3e50; text-align: center;"&gt;<ins style="font-weight: bold; text-decoration: none;">은퇴 전략 </ins>및 <ins style="font-weight: bold; text-decoration: none;">기타</ins>&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; color: #34495e;"&gt;{{{<del style="font-weight: bold; text-decoration: none;">운영</del>|}}} [[<del style="font-weight: bold; text-decoration: none;">1099-R</del>]], [[<del style="font-weight: bold; text-decoration: none;">5년 규칙</del>]], [[<del style="font-weight: bold; text-decoration: none;">72</del>(<del style="font-weight: bold; text-decoration: none;">t</del>) <del style="font-weight: bold; text-decoration: none;">규칙]], [[베스팅]], [[재직 중 인출]], [[이연 보상</del>]], [[장기 <del style="font-weight: bold; text-decoration: none;">인센티브 플랜</del>]], [[<del style="font-weight: bold; text-decoration: none;">예상 급여 채무]], [[브로커리지 윈도우</del>]]&lt;/td&gt;</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>                 &lt;td style="padding: 10px; color: #34495e;"&gt;{{{<ins style="font-weight: bold; text-decoration: none;">전략</ins>|}}} [[<ins style="font-weight: bold; text-decoration: none;">연금 통합 (Rollover)</ins>]], [[<ins style="font-weight: bold; text-decoration: none;">자산 배분 (Asset Allocation)</ins>]], [[<ins style="font-weight: bold; text-decoration: none;">인출률 전략 </ins>(<ins style="font-weight: bold; text-decoration: none;">Withdrawal Strategy</ins>)]], [[장기 <ins style="font-weight: bold; text-decoration: none;">요양 보험 (Long-term Care Insurance)</ins>]], [[<ins style="font-weight: bold; text-decoration: none;">은퇴 설계 (Retirement Planning)</ins>]]&lt;/td&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>             &lt;/tr&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>         &lt;/table&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>         &lt;/table&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>     &lt;/div&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>     &lt;/div&gt;</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>&lt;/div&gt;</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>&lt;/div&gt;</div></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div><del style="font-weight: bold; text-decoration: none;"></del></div></td><td colspan="2" class="diff-side-added"></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div><del style="font-weight: bold; text-decoration: none;"></del></div></td><td colspan="2" class="diff-side-added"></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>[[분류:미국 은퇴]]</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>[[분류:미국 은퇴]]</div></td></tr> </table> Admin https://tujawiki.com/index.php?title=%ED%8B%80:%EB%AF%B8%EA%B5%AD_%EC%9D%80%ED%87%B4&diff=3204&oldid=prev 2026년 6월 30일 (화) 21:47에 Admin님의 편집 2026-06-30T21:47:13Z <p></p> <table style="background-color: #fff; color: #202122;" data-mw="interface"> <col class="diff-marker" /> <col class="diff-content" /> <col class="diff-marker" /> <col class="diff-content" /> <tr class="diff-title" lang="ko"> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">← 이전 판</td> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">2026년 6월 30일 (화) 21:47 판</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l1">1번째 줄:</td> <td colspan="2" class="diff-lineno">1번째 줄:</td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">&lt;div class="mw-collapsible mw-collapsed" style="border:1px solid #2c3e50; border-radius:4px; overflow:hidden;"&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">    &lt;div style="background:#2c3e50; color:white; padding:14px; text-align:center; font-weight:bold; cursor:pointer;"&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">        미국 은퇴 플랜 및 제도 관련 정보</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">    &lt;/div&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">    &lt;div class="mw-collapsible-content"&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">        &lt;table style="width: 100%; border-collapse: collapse; background-color: #ffffff; margin: 0;"&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">            &lt;tr&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">                &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; width: 25%; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;은퇴 계좌 유형&lt;/td&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">                &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{계좌|}}} [[개인 은퇴 계좌 (IRA)]], [[Roth IRA]], [[롤오버 IRA]], [[상속 IRA]], [[스트레치 IRA]], [[배우자 IRA]], [[골드 IRA]], [[교육 IRA]], [[SEP IRA]]&lt;/td&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">            &lt;/tr&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">            &lt;tr&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">                &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;플랜 및 연금 구조&lt;/td&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">                &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{플랜|}}} [[확정급여형 플랜]], [[확정기여형 플랜]], [[401(k)]], [[전통적 401(k)]], [[403(b) 플랜]], [[457 플랜]], [[키오 플랜]], [[저축 기금 플랜 (TSP)]], [[이익 분배 플랜]], [[현금 잔액 연금 플랜]], [[적립 기금]]&lt;/td&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">            &lt;/tr&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">            &lt;tr&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">                &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; border-bottom: 1px solid #dee2e6; color: #2c3e50; text-align: center;"&gt;사회보장 제도&lt;/td&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">                &lt;td style="padding: 10px; border-bottom: 1px solid #dee2e6; color: #34495e;"&gt;{{{사회보장|}}} [[사회보장 연금]], [[사회보장세]], [[사회보장 신탁기금]], [[노령, 유족 및 장애 보험 프로그램 (OASDI)]], [[보충적 생활보장 (SSI)]], [[정년 연령]], [[생활비 조정 (COLA)]], [[소득 대체율]]&lt;/td&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">            &lt;/tr&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">            &lt;tr&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">                &lt;td style="background-color: #f8f9fa; padding: 10px; font-weight: bold; color: #2c3e50; text-align: center;"&gt;운영 및 규칙&lt;/td&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">                &lt;td style="padding: 10px; color: #34495e;"&gt;{{{운영|}}} [[1099-R]], [[5년 규칙]], [[72(t) 규칙]], [[베스팅]], [[재직 중 인출]], [[이연 보상]], [[장기 인센티브 플랜]], [[예상 급여 채무]], [[브로커리지 윈도우]]&lt;/td&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">            &lt;/tr&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">        &lt;/table&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">    &lt;/div&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">&lt;/div&gt;</ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr> <tr><td colspan="2" class="diff-side-deleted"></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>[[분류:미국 은퇴]]</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>[[분류:미국 은퇴]]</div></td></tr> </table> Admin https://tujawiki.com/index.php?title=%ED%8B%80:%EB%AF%B8%EA%B5%AD_%EC%9D%80%ED%87%B4&diff=1322&oldid=prev Admin: 새 문서: 분류:미국 은퇴 2026-06-09T02:09:28Z <p>새 문서: <a href="/wiki/%EB%B6%84%EB%A5%98:%EB%AF%B8%EA%B5%AD_%EC%9D%80%ED%87%B4" title="분류:미국 은퇴">분류:미국 은퇴</a></p> <p><b>새 문서</b></p><div>[[분류:미국 은퇴]]</div> Admin